If you are a victim, take these steps immediately:
*Place a fraud alert on your credit reports, ask for a free copy of your credit report, and review those reports for evidence of accounts you didn’t open.
Fraud unit contacts are:
Equifax 888-766-0008
P.O. Box 740241, Atlanta, GA 303740241
www.equifax.com
Experian 888-397-3742
P.O. Box 9532, Allen, TX 75013
www.experian.com
TransUnion 888-680-7289
P.O. Box 6790, Fullerton, CA 92834-6790
www.transunion.com
*Close accounts that have been tampered with or used fraudulently. Contact all financial institutions and lenders, credit card isssuers, utility companies, and the Social Security Administration to notify them of the fraud.
*File a report with law enforcement and insist on getting a copy of the report or the report number.
*File a complaint with the FTC. Visit http://www.consumer.ftc.gov/features/feature-0014-identity-theft for more information or call 877-IDTHEFT.
