Effective January 05, 2023
All rates listed are As Low As
*APR: Annual Percentage Rate
| Loans | APR* | Term |
|---|---|---|
| New Vehicle (2023, 2022) | 3.99% | 48 |
| New Vehicle (2023, 2022) | 4.24% | 60 |
| New Vehicle (2023, 2022) | 4.75% | 72 |
| Used Vehicles (2021, 2020) | 5.75% | 72 |
| G.A.P. Education Line of Credit | 9% | 120 |
| Home Equity Line of Credit - Fixed Rate | 4.75% | 180 |
| Personal - Unsecured | 9.75% | 60 |
| Personal - Secured | 3.05% | 60 |
| You Own It | 5.75% | 60 |
Lower interest rate for 48 & 60 month terms are only offered for New Vehicles with A+, A, & B scores. Rate based on credit worthiness.
Contact Credit Union for 84 month terms on Vehicle Loans.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
*APY: Annual Percentage Yield
| Savings | Rate | APY* |
|---|---|---|
| Regular Shares** | 0.10% | 0.10% |
| Christmas | 0.25% | 0.25% |
| Money Market Shares- $1,000 to $9,999.99 | 0.50% | 0.50% |
| Money Market Shares- $10,000 to $99,999.99 | 0.70% | 0.70% |
| Money Market Shares- $100,000.00 & up | 0.80% | 0.80% |
| IRA Shares | 3.00% | 3.00% |
| Share Drafts | 0.00% | 0.00% |
**Dividends earned on daily balances of $50 or more
The dividend rate and annual percentage yield may change every dividend period.
We may change the dividend rate for your account as determined by the credit union board of directors.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE
*APY: Annual Percentage Yield
| Rate | APY* | Term | |
|---|---|---|---|
| 6 Month Certificate** | 2.00% | 2.00% | 6 |
| 12 Month Certificate | 2.00% | 2.00% | 12 |
| 18 Month Certificate | 2.00% | 2.00% | 18 |
| 24 Month Certificate | 2.75% | 2.75% | 24 |
| 36 Month Certificate | 2.75% | 2.75% | 36 |
| IRA /12 Month Certificate*** | 3.00% | 3.00% | 12 |
| IRA/24 Month Certificate*** | 3.00% | 3.00% | 24 |
| IRA/36 Month Certificate*** | 3.00% | 3.00% | 36 |
