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Effective September 29, 2020

All rates listed are As Low As

*APR: Annual Percentage Rate

Loans APR* Term
New Vehicle (2021, 2020) 2.21% 72
Used Vehicles (2019, 2018) 3.21% 72
G.A.P. Education Line of Credit 9% 120
Home Equity Line of Credit - Fixed Rate 5.50% 180
Personal - Unsecured 9.75% 60
Personal - Secured 3.05% 60
You Own It 5.75% 60

Contact Credit Union for 84 month terms on Vehicle Loans. 

ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE

*APY: Annual Percentage Yield

Savings Rate APY*
Regular Shares** 0.05% 0.05%
Special Shares(Vacation, taxes, etc.) 0.10% 0.10%
Christmas 0.25% 0.25%
Money Market Shares- $1,000 to $9,999.99 0.20% 0.20%
Money Market Shares- $10,000 to 99,999.99 0.25% 0.25%
Money Market Shares- $100,000.00 & up 0.30% 0.30%
IRA Shares 0.30% 0.30%
Share Drafts 0.00% 0.00%
**Dividends earned on daily balances of $50 or more
The dividend rate and annual percentage yield may change every dividend period.
We may change the dividend rate for your account as determined by the credit union board of directors.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE

*APY: Annual Percentage Yield

Certificates Rate APY* Term
6 Month Certificate** 0.20% 0.20% 6
12 Month Certificate 0.25% 0.25% 12
18 Month Certificate 0.35% 0.35% 18
24 Month Certificate 0.40% 0.40% 24
36 Month Certificate 0.45% 0.45% 36
IRA /12 Month Certificate*** 0.30% 0.30% 12
IRA/24 Month Certificate*** 0.40% 0.40% 24
IRA/36 Month Certificate*** 0.50% 0.50% 36
**6 month certificates renew automatically unless CU is advised otherwise
***Includes Traditional IRA, Roth IRA, & Coverdell ESA
$500 minimum balance for all terms
All other terms will be deposited to shares at maturity unless CU is advised otherwise.
Penalty for early withdrawal of 6 month certificates will be the value of one month’s dividend, if earned.
Penalty for early withdrawal of 12 to 36 month certificates will be the value of one quarter’s (three months) dividend, if earned.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.
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THE RICHLAND OFFICE HOURS ARE CHANGING STARTING 3/1/2021

PLEASE VIEW OUR LOCATIONS PAGE FOR THE UPDATED HOURS OF OPERATION