EFFECTIVE AUGUST 2020
All fees quoted are per item or per occurrence unless otherwise noted.
Fees could reduce over all earnings.
| ATM NSF Fee | $30.00 |
|---|---|
| ACH NSF Fee | $30.00 |
| Share Draft NSF Fee | $30.00 |
| VISA NSF Payment Fee | $30.00 |
| NSF Deposit Item | $30.00 |
| ATM NSF Deposit Item | $30.00 |
| Stop Payment Fee | $10.00 |
| ATM Card Replacement Fee (Initial card & first replacement-Free) | $5.00 |
| ATM Fee - per withdrawal transaction | $0.25 |
| Bad Address Fee | $15.00/month |
| Dormant Account Fee - Share account balances under $100.00 and inactive for more than 12 mos (Dormant share accounts under $5.00 will be closed) | $25.00 |
| Escheat Account Fee - No activity for three (3) years/Account balance will be sent to the State | $30.00 |
| Closed Account Fee – Open less than 90 days | $5.00 |
| Statement Copy or Printout | $1.00 per page |
| Certified Check | $1.00 each $1.53 when mailing |
| Check/Draft Copy | $3 each |
| Garnishment Fee - per notification | $50.00 |
| Mortgage Loan Origination Fee | $300.00 |
| Loan Cancellation Fee | $30.00 |
| Title Fee/Refinance | $90.00 |
| Title Fee/Purchase | $10.00 |
| Medallion Stamp | Member: $5.00 / Non Member: $10.00 |
| VISA Card Replacement Fee | $5.00 |
| VISA Gift Card | $2.00 |
| VISA Late Payment Fee | $6.25 |
| ACH Fee – Revoke Authorization | $10.00 |
| ACH Fee – Dispute Unauthorized Transaction | $10.00 |
| ATM Dispute Fee – Three FREE per year (unless a data base breach) | $10.00 |
| ATM Card Rush Fee | $35.00 |
| Wire OUT Fee/INTERNATIONAL | $15.00/$35.00 |
| Wire IN Fee | $5.00 |
| Western Union-Domestic up to $10,000 | $20.00 |
| Western Union-International up to $500 | $30.00 |
| Western Union-International over $500 | $30.00 plus 2% of amount sent |
VISA CREDIT CARD
| Annual Percentage Yield | 12.00% |
|---|---|
| Grace period for repayment of the balances for purchases | 25 days |
| Method of computing the balance for purchases and cash advances | Average Daily Balance (including New Purchases) |
| Minimum Finance Charge | None |
| Balance Transfer Fee | None |
| Annual Fee | None |
| Transaction Fee for purchases | None |
| Late Payment Fee | $6.25 |
