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The cost of maintaining inactive accounts has made it necessary to update our Dormant Account Policy. A DORMANT ACCOUNT is a main share account(01)* that has a balance of $100.00 or less (up from $35.00 or less) for a period of one year and the member has not contacted the credit union during that time.
If an account is dormant and the member uses no other credit union services, a dormant account fee of $25.00 (up from $10.00) will be assessed for notification of the status of the account, and for the continued maintenance of the account. If the fee takes the account below the $5.00 required minimum balance, the fee will be the actual account balance and the account will be closed.
Dormant Account notices will be sent monthly with a two week window to allow for deposits and prevent any fees. We encourage you to get into the habit of depositing at least $5.00 into all of your accounts on an annual basis.
*Share accounts earn interest on balances of $50.00 or more