TARGET DEBIT/CREDIT CARD COMPROMISE
As we continue to monitor the recent Target compromise, we have learned of recent phishing emails related to the Target debit/credit card breach. The emails look like they are from Target and play on the fears of the pulbic that they may have had their card compromised. Proceed with caution if you receive an email from Target. DO NOT OPEN any links that may be included in these emails as that could potentially allow additional access to your personal information. Target plans to post any and all emails to their breach-related site so you will know the difference between valid emails and phishing emails. IF YOU USED YOUR G.A.P. FCU DEBIT AND/OR CREDIT CARD AT TARGET BETWEEN NOVEMBER 27, 2013 AND DECEMBER15, 2013, PLEASE CONTACT ANY OF OUR OFFICES.
REMOTE DEPOSIT CAPTURE (RDC) from your mobile device IS NOW AVAILABLE!
Download the GAPnGO app from the app store on your mobile device to use this new service (if you haven't already); Print the RDC Policy and Disclosure; return a signed copy of the Disclosure to any of our offices. A signed disclosure must be on file before this service is activated.
GAPnGO, our new mobile banking APP is now available! Download to your Apple and/or Android mobile device; INSTALL; follow the instructions to activate and you're ready to GAPnGO! You must have GAP Access, online banking, in order to use the GAPnGO APP.
IMPORTANT INFORMATION FOR FORMER ALTOONA VA HOSPITAL FCU MEMBERS:
The former Altoona VA Hospital FCU routing number will be "inactive" JANUARY 1, 2014! Routing/Transit and account numbers must be changed for ALL Automatic Payments and Deposits BEFORE December 31, 2013. This means that your Altoona VA Hospital FCU checks and ALL Automatic Payments and Deposits with the invalid routing number WILL NOT BE HONORED and a fee of $10.00 will be charged to your account per item returned! To avoid returned items and late payments, contact any of our offices for the correct Routing/Transit and account number structure. If you have already received G.A.P. FCU checks, please begin using them immediately and destroy all Altoona VA Hospital FCU checks . Thank You!
HOME EQUITY MAKES IT HAPPEN!
$30,000 MAX - 5 OR 10 Year term
Must apply to confirm eligibility for rate.
For more info...
L O A N B L I T Z
Vehicle Loan Rates Now LOWER!
as low as 1.99%APR
For more details...
THINK TWICE before responding to "urgent" text messages.
There is another scam involving a text message being sent to cell phones warning credit union members that their debit or credit card has been blocked for security reasons. The message urges users to call a hotline to unblock their card, but instead they reach an automated response system asking for their card number, personal identification number (PIN) and other information. NEVER GIVE PERSONAL INFORMATION IN RESPONSE TO AN UNSOLICITED REQUEST! G.A.P. FEDERAL CREDIT UNION HAS NOT OR WILL NOT TEXT YOU ABOUT YOUR DEBIT OR CREDIT CARD! IF YOU SHOULD RECEIVE ONE OF THESE BOGUS TEXT MESSAGES, PLEASE DO NOT CALL THE NUMBER TO REACTIVATE YOUR CARD! THIS IS A SCAM, AS NO CREDIT UNION WOULD EVER ASK A MEMBER FOR THIS TYPE OF INFORMATION USING TEXT MESSAGING!!
EFFECTIVE AUGUST 1, 2012
FEDERAL REGULATION D AND ITS EFFECTS ON YOUR ACCOUNTS
Regulation D impacts the number of transfers G.A.P. FCU may allow on your deposit (savings) accounts. The regulation was implemented by the Board of Govenors of the Federal Reserve System, whose job is to ensure that financial institutions maintain adequate reserves for the funds they have on deposit. Regulation D affects you by limiting certain withdrawals and transfers that may be made from your Share Savings. This is of particular importance to those members who use their Savings account as Overdraft Protection. Effective August 1, any transfers or withdrawals attempted beyoond the monthly limit of six (6) will not be honored and you will incur a non-sufficient funds fee. For more information...
WHAT IS REG D? AND HOW DOES IT EFFECT ME?