IMPORTANT INFORMATION ABOUT PROCEDURES
FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What it means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
POSTAL EASE
Postal Employees... need to increase or decrease your payroll deduction deposited to the credit union, or would you like to have your entire check direct deposited to your G.A.P. FCU account? All postal employees who would like to make changes to their payroll deduction or to start a net check must now call Postal Ease at (877)-477-3273. Have your "PIN" (Personal Identificated Number) readily available. If you've never received a PIN, please contact your Human Resource office. Be sure to contact us for our routing number and your correct account number before making this call!! You may also stop in our office and we will walk you through this procedure.
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Lost/Stolen VISA Debit Card
Phone Number (800)523-4175
If you discover your visa debit card lost or stolen after business hours and need to call the above phone number, be persistent! Don’t let them tell you we are not in the system. They are there to assist you and ease your mind by blocking your lost or stolen card. Ask them to check the spelling of the credit union. If you have a spouse’s card handy, give them the first six numbers. Don’t give up!
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OnGuardOnline.gov provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information.
Dormant Accounts
A dormant account is a share account that has a balance of $35.00 or less for a period of one year and the member has not contacted the credit union during that time. If a member has a dormant account with us and does not have any other service that would cause the credit union not to impose its dormant account charge, then the members account will be assessed a $5.00 fee for notification of the status of the account and for the continued maintenance of the account. We urge you to get into the habit of depositing at least $5.00 into all of your accounts on an annual basis. *Share accounts earn interest on balances of $50.00 or more.
Lifes Changes...
Marriage - divorce - death - birth - adoption - all reasons to review your accounts to be sure the joint owners or beneficiaries are exactly the way you want them. Don’t forget to contact us if you want to change, add or delete names from your account(s). It’s great protection to guard against hassles "down the road"!
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