Rates










Start Saving Today!

 Loans | Savings | Certificates

 OUR ANNUAL AUTUMN LOAN
"RATE" SPECIAL IS BACK!

NEW as low as...4.49%APR
USED as low as...5.50%APR


 NEW Overdraft Protection Loan
Why pay NSF fees when we've got you covered!


Green Living Loan
as low as 7.50%APR

for more details!


G.A.P. Federal Credit Union is proud to offer YOU 
our Money Market Share Account!

Now Available - 3 Great Rates!!

 RATES EFFECTIVE 08/24/10

Loans Rate APR* Term  
NEW  VEHICLE (2010, 2009, 2008)  As Low as... 4.990 4.990 60 Calculator
NEW VEHICLE (2010, 2009, 2008)**  As Low as... 4.990 4.990 72 Calculator
USED VEHICLE -  2007***  As Low as... 6.000 6.000 60 Calculator
USED VEHICLE - 2004, 2005, 2006***  As Low as... 6.000 6.000 48 Calculator
USED VEHICLE - 2003 & OLDER - SEE LOANS FOR TERMS & CONDITIONS.***As Low as... 7.500 7.500 36 Calculator
EDUCATION - CREDIT UNION 9.000 9.000 120 Calculator
EDUCATION - PHEAA APPROVED**** 6.800 6.800 48 Calculator
REAL ESTATE - MORTGAGE-ADJ RATE 5.250 5.250 240 Calculator
REAL ESTATE-MORTGAGE-FIXED RATE As Low as... 5.000 5.000 180 Calculator
REAL ESTATE-MORTGAGE-FIXED RATE As Low as... 5.500 5.500 240 Calculator
HOME EQUITY - ADJ RATE - 2nd QTR 2010 4.190 4.190 n/a  
MOBILE HOMES - NEW 6.000 6.000 180 Calculator
MOBILE HOMES - USED 7.000 7.000 n/a  
PERSONAL/FULLY SECURED/SHARES 3.250 3.250 60 Calculator
PERSONAL/FULLY SECURED/CERTIFICATE***** 5.280 5.280 60 Calculator
PERSONAL/UNSECURED As Low as... 7.500 7.500 60 Calculator

 

*APR equals annual percentage rate
**72 mos available for "new" vehicles valued over $18,000.
***Up to 48 mos available for 2004 & 2005.  Up to 60 mos available for 2006. Up to 36 mos for 2003.
****Loans first disbursed on or after July 1, 2009. Call for more information.
*****Highest certificate rate used for calculation purposes.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.
Go To Loan Application | Go To Calculators | Back to Top
 

Rates effective 08/24/10

 

Savings Rate APY* Term
Regular Shares - $50 or more** .250 .250 n/a
Special Shares(Vacation, taxes, etc.) .250 .250 n/a
Christmas   .748

.750

n/a
Money Market Shares- $1000 to $9999.99

.748

.750 n/a
Money Market Shares- $10,000 to 99,999.99 .947 .950 n/a
Money Market Shares- $100,000.00 & up .996 1.000 n/a
Share Drafts - $500 or more*** 0.00 0.00 n/a
IRA Shares .996 1.000 n/a

 

*APY equals annual percentage yield
**Dividends earned on daily balances of $50 or more
***Dividends earned on daily balances of $500 or more
The dividend rate and annual percentage yield may change every dividend period. 
We may change the dividend rate for your account as determined by the credit union board of directors.
If a share account is closed for any reason other than death, dividends earned by not yet credited, will not be paid.
ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.

Back to Top

 

Rates effective 08/24/10
 IRA  36 MOS
CERTIFICATE OF DEPOSIT
2.00% APY including
TRADITIONAL, ROTH AND COVERDELL ESA

 

Certificates Rate APY* Term
3 Month Certificate***

.648

.650

3
6 Month Certificate***

.747

.750 6
9 Month Certificate*** .747 .750 9
12 Month Certificate .996 1.000 12

18 Month Certificate

1.046 1.050

18

24 Month Certificate 1.095 1.100 24
30 Month Certificate 1.145 1.150 30
36 Month Certificate 1.244 1.250 36
36 Month Certificate-$1000 minimum  1.492 1.500 36
36 Month Certificate-$5000 minimum  1.739 1.750 36
IRA /12 Month Certificate,  *includes Traditional IRA, Roth  IRA & COVERDELL ESA 1.244 1.250 12
IRA/24 Month Certificate , *includes Traditional IRA, Roth  IRA & COVERDELL ESA

1.492

1.500 24
IRA/36 Month Certificate,  *includes Traditional IRA, Roth  IRA & COVERDELL ESA 1.985 2.000 36

 

*APY equals annual percentage yield
**$500 minimum balance for all terms
***3, 6 and 9 month certificates renew automatically unless CU is advised otherwise
****All other terms will be deposited to shares at maturity unless CU is advised otherwise
Penalty for early withdrawal of 3, 6 or 9 month certificate of deposit  will be the value of one month's dividend, if earned.
Penalty for early withdrawal of 12 to 36 month certificates of deposit will be the value of one quarter's (three months) dividend,
if earned.
ALL RATES SUBJECT TO  CHANGE WITHOUT NOTICE.

Back to Top
 

 

Apply for a loan!
Privacy Policy
Notices, Terms, and Conditions
 
Design & Hosting by Cavion Plus SM
Browser Requirements
Copyright © Harland Financial Solutions, Inc. All Rights Reserved.
National Credit Union Administration

Equal Housing