Your Money Your CHOICE
Your CREDIT UNION
MOTORCYCLE MADNESS!!
Finance your motorcycle with us for
as low as 4.49%APR* 2010,2009,2008
as low as 5.50%APR* 2007,2006,2005
EXTENDED thru AUGUST 31, 2010
CALL FOR DETAILS OR APPLY ONLINE
*Other terms and conditions apply
|
Did you OPT-IN?
As of August 15, 2010 regulatory changes will require us to discontinue our standard overdraft practices that apply to ATM and everyday debit card transactions. An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it for you anyway. Unless you affirmatively agree, or *opt-in*, we can decline any ATM and everyday check card transaction that overdraws your account. EXCESSIVE OVERDRAFTS WILL NOT BE TOLERATED. ATM/DEBIT CARD PRIVILEGES WILL BE TERMINATED WITH A
SIX (6) MONTH WAITING PERIOD TO REAPPLY.
|
VISA SCAM ALERT!!!
| If you receive a phone call offering to lower your VISA rate, THIS IS A SCAM! DO NOT give out any personal information regarding your G.A.P. FCU VISA card!!! |
Save on TurboTax Federal Deluxe and Get Your Maximum Refund Guaranteed!
As a G.A.P. Federal Credit Union member, it’s easy to keep more money in your pocket at tax time. With TurboTax your maximum tax refund is guaranteed and you can now get a special discount on TurboTax Federal Deluxe. File today with TurboTax and get your biggest tax refund possible in as few as 8 days when you e-file and use direct deposit. Get started FREE!
With TurboTax it’s easy:
* Special guidance for first time users. TurboTax walks you step-by-step through your entire tax return with guidance designed for people new to tax software.
* All the help you need. If you have questions TurboTax makes it easy to get all the answers.
* Maximum refund guaranteed or your money back.
Don’t miss out on this discount on TurboTax - You don’t pay unless you’re satisfied with the results.
INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
Are You Saving for Your Future?
Saving with IRAs--no matter your age--is one of the smartest financial moves you can make. And you can still contribute for the 2009 tax year--before the April 15, 2010 deadline. You can contribute up to $5,000 to a Traditional IRA or Roth IRA. If you're 50 or older, the limit increases to $6,000. Current rates.
Which account is right for you? It depends on many factors--but we will help you sort through your options. Contact us at any of our offices for more information.
| GAP ACCESS - Online Banking - Access your accounts online, transfer funds, view your statement and pay your bills! Need Access? Contact any of our offices to enroll in Online Banking, e-statements, and/or electronic bill pay! All available thru GAP Access! |
|
eZCardInfo to access your G.A.P. VISA account anytime, anywhere, 24 hours a day and 7 days a week. View your statement and/or pay on your VISA credit card.
|
Beware of Phishing and
Other ID Theft Scams
If you receive an email from G.A.P. Federal Credit union requesting financial information or any other personal or sensitive data:
- Treat the email with suspicion.
- Do not reply to the email or respond by clicking on a link within the email message. G.A.P. Federal Credit Union will never ask you to provide any kind of confidential or financial details via an email request.
- Contact us as soon as possible to report the suspicious email.
Click here for details on How Phishing Works? and How To Protect Your Personal Information.
 To prevent unauthorized use of your ATM or Debit card: Commit your PIN to memory; Never write your PIN directly on your card, if you must keep a written record, store it away from your card; Don't give anyone else your PIN.
Protect yourself against Plastic Card Losses! Today the average American adult owns and uses 11 "plastic cards". Plastic card is catchall term that refers both to debit cards--automated teller machine (ATM) and point of sale (POS) terminal cards--as well as credit cards.
Card safety starts by keeping constant control of your cards. Remember to always:
-
Sign your cards immediately upon receipt.
-
Carry only cards you plan to use.
-
Watch all card transactions carefully.
-
Store unused cards in a secure, locked place.
-
Cut up and discard old or unwanted cards.
-
Never loan your plastic cards or personal indentification number to others.
-
Inventory all the cards you own and keep the list separate from your cards.
VERIFIED BY VISA
Two Will Get You Five...
 If you enjoy the low loan rates and fees, convenient, friendly services, and higher savings rates you get from your credit union, share us with your family. Mom, Dad, Sister, and Brother may be eligible to join, too! If Mom complains about high checking account fees at the bank, she'll appreciate our share draft account. If Dad's interested in a new vehicle, he'll appreciate our low-rate vehicle loans. And if Sister and Brother are looking to build retirement nest eggs, they'll appreciate our high savings rates. So send'em our way. They'll thank you. And, as our way of saying thank you, we will deposit "$5.00" to your share account every time you sign up "two" eligible members for membership in the Credit Union. New members may apply online.
"Stork" Accounts
 Parents, Grandparents, Aunts & Uncles...are you or someone in your family expecting a new "Bundle of Joy"? We will welcome "our" New Little Member by depositing $5.00 to open their very own share account. After baby is born, watch for our packet with instructions in the mail.
"CHILDREN ARE THE MEMBERS OF THE FUTURE"
!!FRAUD ALERT!!
 A fraudulent telemarketer or direct-mail piece may seem to be selling a service or product, but the swindler's actual intent is to get your account number. Equipped with this vital information, the thief can encode your number on a false check, credit card or debit card.
Protect your money by being informed and on guard. Never give out your account numbers, whatever ploy might be used to get them. If you have revealed the information, inform us at once to block your credit or debit card and/or authorize a stop payment order on a share draft!
YOU CAN STOP THE SCAMS. WE'RE HERE TO HELP.
 |
|
DID YOU
OPT-IN???
AUTUMN VEHICLE
LOAN "RATE" SPECIAL
NOW THRU OCTOBER!!
Save up to 90% on NEW and USED Textbooks...
YOUTH WEEK 2010
HEY KIDS! HAPPY BIRTHDAY
TO YOU!!JOIN US NOW
THRU AUGUST 13TH.
2010 Scholarship
Winners are...
 Haven't used Electronic Bill Pay (EBP)? What are you waiting for? $3.00 monthly service fee or "free" with direct deposit of your net check!! Start making your life easier today!!
 Managing Your Money in Good Times & Bad!
 7 WAYS TO GET A BETTER CREDIT SCORE!
|
**NEW HOURS**
NORTHERN CAMBRIA
IS NOW A
"FULL SERVICE" BRANCH OFFICE!
Monday,
9:30AM to 4:30PM
Tuesday,
9:30AM to 3:30PM
Wednesday,
9:30AM to 4:00PM
6:00PM to 7:00PM
Thursday,
9:30AM to 5:00PM
Friday,
10:00AM to 5:30PM
|
This symbol insures the safety of your funds with us!
Looking for that perfect baby gift? Something that keeps on giving?
FRAUD
ALERT!
R U Up-to-Date?
you down??
Available at all offices!
"No Surcharge"
ATM available
at our Northern
Cambria office!
*Located in the lobby of the NorCam Bldg at
387 Theater Drive, Carrolltown.
Reorder Checks!
 Go to "Checks Here" on our Online Services page to reorder your checks online. Some restrictions may apply.
APPLY ONLINE!
US SAVINGS BONDS
Series I = 1.74%
Series EE = 1.40% FIXED
New rates 11/01/2010
NEW WEBSITE!! CHECK OUT OUR
USED CAR DEALS! OUT OF THE AREA? WE'LL DELIVER THE VEHICLE TO YOU!!
NO SURCHAGE ATM'S
|
