Electronic Services

DIRECT DEPOSIT -For added safety and convenience, part or all of your payroll check may be automatically deposited into your account. Social Security and retirement checks may also be deposited through the Automated Clearing House (ACH). The money is available immediately upon deposit. Check and personal safety and security issues vanish because electronic transfer eliminates the traditional paper check. Ask us how to get your direct deposit started today!

With direct deposit, your money is already there when you want it — it’s secure, reliable and immediate.

PAYROLL DEDUCTION-If you are employed, you can enjoy the convenience and peace of mind of automatically paying your G.A.P. FCU loans, deposit to shares, Christmas, etc. with Payroll Deduction. Payroll and Automatic Deductions save you time and worry!

OVERDRAFT PROTECTION-Your Share Draft Account is automatically protected with the funds in your Savings Account or you may also choose to set up other joint Savings Accounts as coverage. Only the amount needed to clear the check will overdraft, not the full amount of your check.

WESTERN UNION QUICK CASH - With our Western Union Quick Cash transfer account, you can receive funds almost anywhere, for any need, usually within minutes. Cut off is 4:30 PM EST. The fee is $20.00.

Call either of our offices and give them your name and the amount needed.
Your funds will normally be available within minutes after we file the transfer with Western Union.
Go to any Western Union Agent. Sone are open 7 days a week, 24 hours a day.
Tell the Agent you've requested a Western Union Quick Cash transfer and give your name and the amount.
If you have any questions, or would like to locate the Western Union Agent nearest you, call 1-800-325-6000.

WIRE TRANSFERS (Incoming & Outgoing)- Cut off for same day wire transfers is 2:30 PM EST. There is a fee of $10.00 to wire funds, or a $35.00 fee if the funds are being wired overseas.

When wiring funds out of your account at the credit union you will need to have the following information when you call:

Name and address of the receiving financial institution.
The routing & transit or ABA number for the financial institution.
Name and account number where funds are to be deposited.

To wire funds into your credit union account, you must give the sending financial institution the following information:

Receiving Financial Institution: Mid-Atlantic Corporate FCU
Routing & Transit or ABA of Receiving Financial Institution*.
Name and account number of the credit union*.
And finally, your name and credit union account number.

*For security reasons, please contact us for the above information to wire funds into your credit union account.

CREDIT LIFE AND DISABILITY INSURANCE - Find out how Credit Life Insurance can give you greater peace of mind by helping to pay the remaining loan balance in the event of the borrowers’ death. Credit Disability Insurance can help make a stressful time easier by making your payments for you in the event you become disabled. Ask a member service representative for more details on these types of insurances.

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	Electronic Services