Contact us at either of our locations:
Downtown:
111 Franklin St., Rm 224
Johnstown, PA 15901-1876
(814)535-4165
(800)228-9180
(814)535-2175 FAX
Monday, Wednesday, Thursday & Friday
8:00 AM to 4:30 PM
Tuesday's
8:00 AM to 3:30 PM
Richland:
194 Donald Lane, Ste #3
Johnstown, PA 15904-2808
(814)266-8446
(877)233-4907
(814)266-9117FAX
Lobby Hours:
Monday, Wednesday, Thursday & Friday
9:00 AM to 4:00 PM
Tuesday
9:00 AM to 3:30 PM
No Saturday Hours
Drive Thru:
Monday, Wednesday, Thursday & Friday
9:00 AM to 5:15 PM
Thursday
9:00 AM to 6:00 PM
Saturday:
9:00 AM to 12:00 PM
Carrolltown:
387 Theatre Drive
Mailing address:
G.A.P. FCU
PO Box 125
Northern Cambria, PA 15714-0125
(814)344-2155
(866)261-7121
(814)344-2156 FAX
Monday & Wednesday:
9:30 AM to 3:30 PM
Fridays:
10:00 AM to 4:00 PM
Wednesday evenings:
6:00 PM to 7:00 PM
LOST/STOLEN VISA CARDS:
AFTER HOURS CALL: (800)433-0505
LOST/STOLEN STAR/ATM CARDS:
AFTER HOURS CALL: (800)523-4175
CU$
Some financial institutions will charge your account up to $3.00 to use their ATM's. Check here for credit union "no surcharge" machines available to you, a valued credit union member.
|
 |
At G.A.P. Federal Credit Union we offer a variety of products to assist you with all your financial needs. Whether you're about to by a new car, refinance your mortgage loan, looking for a no-fee share draft account, or simply want to save for a "Rainy Day", we are here to help every step of the way.Leave all the fees and hassles of "banking" behind and take advantage of the no-fee, hassle-free Credit Union Way!
VEHICLE LOANS - Various rates and term for new and used cars. Motorcycles, too! And we'll finance 100% depending on the year of the vehicle.
PERSONAL LOANS - Unsecured loan limit of up to $5,000 per member, if you qualify.
SHARE SECURED LOANS - Take a fully secured loan matching "amount borrowed" dollar for dollar in your share account and get a rate of 3% higher than the existing share rate.
MORTGAGE LOANS - On primary residence only. $150,000 maximum. 20 year term.
HOME EQUITY LOANS - Currently, if you qualify for at least a $5,000 line, the credit union will pay all attorney and appraisal fees. $40,000 maximum.
EDUCATION LOANS - We offer our own 10 year term, $10,000 maximum line, and PHEAA loans too!
SHARE ACCOUNTS - All types of accounts available including Christmas Clubs, Share Drafts, Certificates, Tax Accounts, and even "Rainy Day" accounts.
IRA's - Traditional, Roth, & Market Index Certificates.
VISA - The benefits of a VISA card from your credit union are plain as day. No annual fee, no over the limit fee, 25 day grace period, and the same rate for purchases and cash advances. Take time to read the "fine print" on look-alike offers.
STAR/VISA DEBIT CARD - The GAP Chek Card is the easy way to pay for purchases--right from your share draft account. You can use the GAP Chek Card to get groceries, gas and cash at an ATM.
Your credit union share accounts are fully insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S. Government.
|
|
